Washington Pet Insurance
Got an Saint Bernard in Seattle or a Tonkinese in Tacoma? Cover your pet with Lemonade pet insurance in Washington—the smart choice to keep your fur baby happy and healthy in the Evergreen State.
How much does pet insurance cost in Washington?
Here’s a look at average rates in major Washington cities:
| City | Average monthly base premium* |
|---|---|
| Bellevue | $30 to $34 |
| Spokane | $35 to $39 |
| Tacoma | $35 to $39 |
| Vancouver | $35 to $39 |
Is pet insurance worth it in Washington?
What does a Lemonade pet insurance
policy in Washington cover?
eligible accidents and illnesses.
Here are some common types of care that Lemonade pet insurance covers in Washington:
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
Pet parents love Lemonade
What pet insurance plans does
Lemonade offer in Washington?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
What additional coverage does
Lemonade offer in Washington?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Washington?
Check out the estimated costs of some common vet services for cats and dogs in Washington:
Estimated vet services costs for dogs across Washington
| Vet Service | Bellevue | Spokane | Tacoma | Vancouver |
|---|---|---|---|---|
| Spay (over 6 months) | $651 (over 50 lbs)/$568 (under 50 lbs) | $590 (over 50 lbs)/$515 (under 50 lbs) | $627 (over 50 lbs)/$548 (under 50 lbs) | $627 (over 50 lbs)/$548 (under 50 lbs) |
| Neuter (over 6 months) | $538 | $489 | $520 | $520 |
| Professional dental cleaning | $457 | $395 | $433 | $433 |
| Office visit | $83 | $68 | $77 | $77 |
Estimated vet services costs for cats across Washington
| Vet Service | Bellevue | Spokane | Tacoma | Vancouver |
|---|---|---|---|---|
| Spay (over 6 months) | $403 | $366 | $389 | $389 |
| Neuter (over 6 months) | $297 | $270 | $287 | $287 |
| Professional dental cleaning | $457 | $395 | $433 | $433 |
| Office visit | $83 | $68 | $77 | $77 |
Source: Banfield Pet Hospital
How does pet insurance work in Washington?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Washington?
Washington’s natural beauty comes with a few risks for pets. Water safety is a big one—strong currents, rip tides, and blue-green algae can pose serious threats while swimming. Always check water conditions and pack fresh water for your dog to avoid them drinking potentially harmful water. It’s also a good idea to clean their paws after water play to keep them healthy.
Another concern is poisonous plants like rhododendron and bracken fern, which are common in Washington. Curious pups should also steer clear of the deadly Death Camas plant. Keeping a watchful eye and knowing what to avoid will help ensure safe adventures with your furry friend.
What are the best dog parks in Washington?
Washington has some fantastic dog parks your pup will love!
- Wapato Park Off-Leash Dog Park in Tacoma offers picturesque views with fenced sections and shady spots to relax.
- Fort Steilacoom Dog Park in Lakewood is a doggy haven with 22 fenced acres near scenic trails and Waughop Lake.
- Grandview Off-Leash Dog Park in SeaTac offers stunning views of Mount Rainier.
- Paws-abilities Place in Richland offers grassy fun with water pumps and pools.
- Blue Dog Pond in Seattle entertains both pets and owners with quirky art and grassy hills.
What are the top local pet-based businesses in Washington?
Washington boasts incredible pet-focused businesses for your furry family members.
- Wet Noses Dry Paws in Tacoma offers doggy daycare, an indoor park, and even beer for pet parents.
- The Seattle Barkery creates custom dog cakes along with treats served from their fun food truck.
- Firehouse Pet Shop in Wenatchee features treats and toys, plus self-service pet washing.
- The Yuppy Puppy in Spokane is stocked with natural products, grooming services, and a quirky Drool Bus delivering pet goodies.
Can I use Lemonade pet insurance at any vet in Washington?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Washington.
Are there specific seasons when natural threats to pets in Washington increase?
Yes, certain seasons in Washington heighten risks for pets. In summer, blue-green algae blooms in water, and increased snake activity pose dangers. Spring brings poisonous plants like rhododendrons, while fall can lead to encounters with wildlife, such as bears.
Staying informed about local environmental risks, keeping pets leashed, and providing fresh water to prevent ingestion of harmful substances can help keep your pet safe.
A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states. Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
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