Oregon Pet Insurance
Got a Siamese in Salem, or a Pug in Portland? Cover your pet with Lemonade pet insurance in Oregon—the smart choice to keep your fur baby happy and healthy in the Beaver State.
How much does pet insurance cost in Oregon?
Here’s a look at average rates in major Oregon cities:
| City | Average monthly base premium* |
|---|---|
| Eugene | $30 to $34 |
| Gresham | $40 to $44 |
| Hillsboro | $35 to $39 |
| Portland | $40 to $44 |
Is pet insurance worth it in Oregon?
What does a Lemonade pet insurance
policy in Oregon cover?
eligible accidents and illnesses.
Here are some common types of care that Lemonade pet insurance covers in Oregon:
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
Pet parents love Lemonade
What pet insurance plans does
Lemonade offer in Oregon?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
What additional coverage does
Lemonade offer in Oregon?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Oregon?
Check out the estimated costs of some common vet services for cats and dogs in Oregon:
Estimated vet services costs for dogs across Oregon
| Vet Service | Eugene | Gresham | Hillsboro | Portland |
|---|---|---|---|---|
| Spay (over 6 months) | $605 (over 50 lbs)/$528 (under 50 lbs) | $635 (over 50 lbs)/$555 (under 50 lbs) | $643 (over 50 lbs)/$562 (under 50 lbs) | $643 (over 50 lbs)/$562 (under 50 lbs) |
| Neuter (over 6 months) | $501 | $526 | $532 | $532 |
| Professional dental cleaning | $409 | $441 | $449 | $449 |
| Office visit | $72 | $79 | $81 | $81 |
Estimated vet services costs for cats across Oregon
| Vet Service | Eugene | Gresham | Hillsboro | Portland |
|---|---|---|---|---|
| Spay (over 6 months) | $375 | $394 | $399 | $399 |
| Neuter (over 6 months) | $276 | $290 | $294 | $294 |
| Professional dental cleaning | $409 | $441 | $449 | $449 |
| Office visit | $72 | $79 | $81 | $81 |
Source: Banfield Pet Hospital
How does pet insurance work in Oregon?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Oregon?
Oregon has a few natural threats to be aware of when it comes to your pets safety. The Western rattlesnake, the state’s only venomous snake, can be dangerous if your pet gets too curious while outdoors. Keep your dog leashed during hikes and avoid areas with tall grass or piles of leaves where snakes may hide. If your pet is bitten, don’t wait—get them to the vet immediately.
Additionally, watch out for toxic plants like lilies, foxglove, and autumn crocus, which can be harmful if ingested. Cats are especially at risk from lilies, which can cause kidney failure. Being vigilant about your surroundings and keeping outdoor areas tidy can help keep your pet safe.
What are the best dog parks in Oregon?
Oregon is packed with incredible dog parks to keep your pup entertained.
- Cycle Dog in Portland offers an indoor and outdoor play area alongside a dog-friendly taproom with over 50 craft drinks for the pawrents.
- Minto-Brown Island Park in Salem features 30 unfenced acres of meadows and trails, perfect for an adventurous dog looking to explore.
- Hazelia Dog Park in Lake Oswego separates timid dogs from more outgoing ones, ensuring a fun and safe experience.
- Hondo Dog Park in Hillsboro features a winter-use area and faux fire hydrants for year-round fun.
What are the top local pet-based businesses in Oregon?
Oregon is home to some incredible pet-focused businesses that cater to every need.
- Hip Hound in Portland specializes in holistic pet food, stylish accessories, and even birthday cakes for your furry friends.
- Doggy Business offers reward-based training and daycare programs and expert behavior consultants to ensure your dog thrives in urban environments.
- The Butcher Shop in Eagle Point provides all-natural, filler-free dog food options like buffalo and elk.
Can I use Lemonade pet insurance at any vet in Oregon?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Oregon.
What transportation options are pet-friendly in Oregon?
Public transportation in Portland, such as TriMet buses and MAX light rail, allows small pets in secure and enclosed carriers. For road trips, several car rental companies offer pet-friendly policies, so your furry companion can travel safely. However, it’s always best to double-check individual transportation rules.
A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states. Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
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Is Pet Insurance Worth It?
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How Much Does a Vet Visit Cost?
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