Nevada Pet Insurance

Got a Rottweiler in Reno or a Labrador in Las Vegas? Cover your pet with Lemonade pet insurance in Nevada—the smart choice to keep your fur baby happy and healthy in the Silver State.

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How much does pet insurance cost in Nevada?

As of 2025, the average estimated cost of Lemonade pet insurance in Nevada ranges from roughly $30 to $34 a month, depending on factors like your pet’s breed and age, exactly where you live, and the coverages you choose.
CityAverage monthly base premium*
Las Vegas$30 to $34
North Las Vegas$30 to $34
Reno$30 to $34
Sparks$30 to $34
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What does a Lemonade pet insurance
policy in Nevada cover?

A base Lemonade pet insurance insurance policy in Nevada helps cover the costs of diagnostics, procedures, and medications to treat your cat or dog’s
eligible accidents and illnesses.
  • Bloodwork
  • X-rays
  • MRI
  • CT Scan
  • Lab Work
  • Urinalysis
  • Ultrasounds
  • Cancer
  • Emergency Care
  • Surgery
  • Heart Disease
  • Hospitalization
  • Road Accidents
  • Outpatient Care
  • Allergy Medicine
  • Specialty Care
  • Injections
  • Prescription Medications
  • Arthritis Medications
  • Knee, Elbow, and Hip Dysplasia
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What pet insurance plans does
Lemonade offer in Nevada?

Preventative care packages are designed to help cover costs related to your pet’s routine care.
Wellness examWellness exam

Wellness exam

Annual physical checkup for your pet

VaccinesVaccines

Vaccines

Up to 3 vaccines such as Rabies, DHLPP, and Bordetella

Heartworm testHeartworm test

Heartworm test

Annual screening of heartworm infestation

Fecal or internal parasite testFecal or internal parasite test

Fecal or internal parasite test

Annual parasite evaluation test

Routine dental cleaningRoutine dental cleaning

Routine dental cleaning

Including dental x-rays, anesthesia, polishing, and more

Preventative medicationPreventative medication

Preventative medication

Protection for your pet against fleas, ticks, and heartworm

Pet parents love Lemonade

Customizable coverage, seamless claims, and compassionate customer support —it’s no wonder why hundreds of thousands of pet parents choose Lemonade pet insurance

What additional coverage does
Lemonade offer in Nevada?

You can easily mix and match our add-on coverages to meet your pet’s needs, and your budget.

Visit fees

Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.

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Physical therapy

Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.

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Dental illness

Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.

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Behavioral conditions

Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.

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End-of-life and remembrance

Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.

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How much pet insurance do I need in Nevada?

The right pet insurance balances your monthly premium with what you can afford for unexpected vet bills.

Estimated vet services costs for dogs across Nevada

Vet ServiceLas VegasNorth Las VegasRenoSparks
Spay (over 6 months)$635 (over 50 lbs)/$555 (under 50 lbs)$635 (over 50 lbs)/$555 (under 50 lbs)$612 (over 50 lbs)/$535 (under 50 lbs)$612 (over 50 lbs)/$535 (under 50 lbs)
Neuter (over 6 months)$526$526$507$507
Professional dental cleaning$441$441$417$417
Office visit$79$79$74$74

Estimated vet services costs for cats across Nevada

Vet ServiceLas VegasNorth Las VegasRenoSparks
Spay (over 6 months)$394$394$380$380
Neuter (over 6 months)$290$290$280$280
Professional dental cleaning$441$441$417$417
Office visit$79$79$74$74

Source: Banfield Pet Hospital

How does pet insurance work in Nevada?

Lemonade harnesses the power of tech to make the process of filing a pet insurance claim—and getting reimbursed—a breeze
Go to the vetGo to the vet

Go to the vet

If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.

File a claimFile a claim

File a claim

File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.

Get reimbursedGet reimbursed

Get reimbursed

Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.

FAQs

What are the main safety threats to pets in Nevada?

Nevada’s desert environment comes with unique challenges for pets, like venomous snakes such as the Mojave rattlesnake. These snakes are shy and mostly active at night, but their bites can be dangerous, so keep your pet leashed during hikes and away from rocks or burrows. If you suspect a snake bite, contact your vet immediately.

Severe heat is another big concern. High temperatures can cause dehydration or heat stroke in pets, so provide plenty of water, avoid outdoor time during peak heat, and never leave your pet in a parked car. When visiting hot springs, keep pets far away, as the water can be dangerously hot and pose a serious risk.

What are the best dog parks in Nevada?

Nevada offers some amazing dog parks to explore!

What are the top local pet-based businesses in Nevada?

Nevada has some fantastic pet-based businesses to check out.

  • Healthy Tails in Las Vegas takes a holistic approach to pet care with organic food, non-toxic toys, and supplements.
  • Sloppy Kisses in Henderson provides everything from holistic food to reptile and bird supplies.
  • Benson’s Pet Foods and Supplies serving Carson City is a long-standing favorite for all kinds of pet supplies, including tack for horse owners.
  • Pet Station, with locations across Nevada, features self-service grooming stations and monthly vet clinics.

Can I use Lemonade pet insurance at any vet in Nevada?

Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Nevada.

How can I avoid pet injuries related to Nevada’s rugged terrain?

Use booties to protect your pet’s paws from sharp rocks, gravel, and cacti. Stick to established trails and check your pet’s paws after hikes for cuts, thorns, or other injuries. Always keep your pet leashed to prevent falls or mishaps.

A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states. Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.