Lhasa Apso Pet Insurance
Give your Lhasa nose-to-tail coverage for all of life's surprises!
Lhasa Apsos are confident, smart, and comical companions who bring endless joy to families, but as a small breed, they’re prone to certain health conditions that can lead to expensive vet bills. Hip dysplasia, progressive retinal atrophy, and kidney problems are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Lhasa’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Lhasa Apso pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Lhasa Apso has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Hip dysplasia, Lhasa Apsos benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Lhasa’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: can be helpful for small breeds, though less critical than other conditions for this breed
- Visit fees
- Dental coverage: important for small breeds that can develop dental issues, though moderate compared to toy breeds
- Behavioral conditions
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Lhasa Apsos often need.
Is pet insurance worth it for Lhasa Apsos?
Taking care of any small breed gets expensive, and Lhasa Apsos can face costly breed-specific health issues throughout their 12 to 15-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Lhasa Apsos are particularly prone to joint problems, eye conditions, and kidney issues, which makes insurance even more valuable.
Check out how much other Lhasa Apso parents have saved with pet insurance below. Your savings could be even higher.
Common Lhasa Apso health conditions
Lhasa Apsos are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Slipping Kneecap (Luxating Patella) | Kneecap slips out of place, causing limping | $500–$2,500 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | $400–$1,500 |
| Cataracts | Clouding of the eye lens; vision loss | $2,000–$4,000 |
| Dry Eye (Keratoconjunctivitis Sicca) | Not enough tears, dry/mucus-filled eyes | $600–$1,200 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Collapsing Trachea | Windpipe collapses; chronic cough | $400–$2,500 |
| Obesity | Extra weight, leads to other health issues | $250–$800 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Heart Valve Disease | Leaky heart valve; can lead to heart failure | $300–$1,200 |
| Blindness from Retinal Disease (PRA) | Inherited gradual vision loss | $300–$700 |
As a non-sporting breed, Lhasa Apsos face having a small size with long coat and predisposition to kidney problems that can be serious, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Lhasa Apsos cost?
Your Lhasa Apso’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Small breeds like Lhasa Apsos typically cost mid-range to insure due to their small size which helps with costs, but kidney conditions and eye problems can be expensive long-term.
Here’s what other Lhasa Apso parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $30-$35 |
| 2 years old | $30-$35 |
| 3 years old | $30-$35 |
| 4 years old | $35-$40 |
| 5 years old | $35-$40 |
| 6 years old | $40-$45 |
| 7 years old | $55-$60 |
How can I find the best pet insurance for my Lhasa Apso?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Lhasa Apsos that need comprehensive coverage for joint health, eye care, and kidney monitoring.
Our customizable add-ons are perfect for Lhasa Apsos since you can tailor coverage for their specific risks like hip dysplasia and progressive retinal atrophy.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
Lhasa Apsos make incredible companions, but their long coat requiring daily grooming and potential kidney health management can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating kidney treatment or eye surgery, managing kidney conditions, or handling an emergency.
Ready to protect your Lhasa? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Lhasa Apso.
Get to know your Lhasa Apso
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.