Cavapoo Pet Insurance
Give your Cavapoo nose-to-tail coverage for all of life's surprises!
Cavapoos are gentle, friendly, and adaptable companions who bring endless joy to families, but as a small to medium breed, they’re prone to certain health conditions that can lead to expensive vet bills. Heart disease, hip dysplasia, and progressive retinal atrophy are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Cavapoo’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Cavapoo pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Cavapoo has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Heart disease, Cavapoos benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Cavapoo’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: can be important for this crossbreed that may inherit joint issues from either parent breed
- Visit fees
- Dental coverage
- Behavioral conditions
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Cavapoos often need.
Is pet insurance worth it for Cavapoos?
Taking care of any small to medium breed gets expensive, and Cavapoos can face costly breed-specific health issues throughout their 12 to 16-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Cavapoos are particularly prone to heart conditions, joint problems, and eye issues inherited from both Cavalier King Charles Spaniel and Poodle lineages, which makes insurance even more valuable.
Check out how much other Cavapoo parents have saved with pet insurance below. Your savings could be even higher.
Common Cavapoo health conditions
Cavapoos are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Slipping Kneecap (Luxating Patella) | Kneecap slips out of place, causing limping | $500–$2,500 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Obesity | Extra weight, leads to other health issues | $250–$800 |
| Cataracts | Clouding of the eye lens; vision loss | $2,000–$4,000 |
| Collapsing Trachea | Windpipe collapses; chronic cough | $400–$2,500 |
| Blindness from Retinal Disease (PRA) | Inherited gradual vision loss | $300–$700 |
| Seizure Disorders (Epilepsy) | Recurring seizures | $500–$2,500 |
| Heart Valve Disease | Leaky heart valve; can lead to heart failure | $300–$1,200 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | $400–$1,500 |
As a designer/hybrid breed, Cavapoos face having genetic variability from two breeds, potentially inheriting serious heart conditions from Cavaliers and joint issues from Poodles, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Cavapoos cost?
Your Cavapoo’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Small to medium breeds like Cavapoos typically cost mid-range to insure due to their small-medium size and potential to inherit expensive conditions like heart disease from both parent breeds.
Here’s what other Cavapoo parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $30-$35 |
| 2 years old | $30-$35 |
| 3 years old | $30-$35 |
| 4 years old | $35-$40 |
| 5 years old | $40-$45 |
| 6 years old | $50-$55 |
| 7 years old | $60-$65 |
How can I find the best pet insurance for my Cavapoo?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Cavapoos that need comprehensive coverage for heart health, joint care, and eye monitoring.
Our customizable add-ons are perfect for Cavapoos since you can tailor coverage for their specific risks like heart disease and hip dysplasia.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
Cavapoos make incredible companions, but their mixed breed heritage requiring heart monitoring and gentle exercise can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating heart surgery or treatment, managing heart conditions, or handling an emergency.
Ready to protect your Cavapoo? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Cavapoo.
Get to know your Cavapoo
Are Cavapoos good with families and children?
Excellent with families and children. Cavapoos inherit the gentle, loving nature of Cavaliers with Poodle intelligence, making them patient, affectionate, and naturally great with kids of all ages.
What does a Cavapoo's grooming schedule look like?
Professional grooming every 6-8 weeks with daily brushing at home. Their soft, wavy coat needs regular attention to prevent matting. Many owners choose shorter cuts between professional grooming sessions for easier maintenance.
Are Cavapoos suitable for first-time dog owners?
Perfect for first-time owners looking for a friendly, adaptable companion. They’re forgiving, eager to please, and adjust well to different lifestyles and living situations without being too demanding.
Are Cavapoos easy to train?
Very easy to train, they’re intelligent, people-focused, and love making their families happy. Cavapoos respond beautifully to positive reinforcement and are naturally well-behaved with consistent guidance.
What activities do Cavapoos usually enjoy?
Gentle play, short walks, and lots of family time. They love playing with toys, meeting new people, and basically just being part of whatever you’re doing. They’re natural people-pleasers.
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.