Protection perfectly curated for your cat (and your pocket)
Pet insurance that’s downright delightful
affordable
Pay for the health plan your cat really needs, and not what you don’t want.
personalized
Your cat’s insurance plan should be as unique as they are. Get the coverage that suits your cat’s actual needs.
fast & simple
Hassle-free, digital claims resolution let you spend less time on paperwork and more time on chin scratches.
Designed by our team of vet experts and cat people
Get that ball of yarn rolling towards total coverage
start when they’re healthy
Don’t wait for something to happen, maximize your coverage by getting insured now.
All Vets Welcome
Go to any vet in the United States. As long as they’re licensed to provide vet care in their state.
Get a kitten package
Covers procedures like spaying or neutering, microchipping, six vaccinations, and more!
Cancel at any time
Cancel on the Lemonade app. Get refunded if it’s within the first 30 days. Just know that waiting periods will reset.
Dr. Stephanie Liff, DVM, Lemonade’s vet expert
Preventative packages cover vet care you’re probably already paying for
Lemonade has earned 4.9 stars in the App store and on Google Play, and is top-rated by Supermoney, Clearsurance, and others
What happened? Stranguria
Dot had diarrhea and frequent urination, and the vet diagnosed her with stranguria. She's doing much better after her medication.
What happened? Gastroenteritis
Sailor started vomiting and was taken to the vet, where they diagnosed her with gastroenteritis. After being prescribed medication, she is back to her normal self.
What happened? Broken Leg
Riley fell and couldn't get up. She was taken to the vet, where X-rays revealed a broken leg, and she had to undergo emergency surgery.
What happened? Upper Respiratory Infection
After dry heaving for a few days, Kilo was taken to the vet for various tests. He was diagnosed an upper respiratory infection and prescribed medication.
What happened? Foreign Material Ingestion
Milo chewed the ties off of a pair of pants which caused him to vomit. The vet discovered a blockage in his intestine and he was taken to surgery for removal.
What happened? Heart Murmur
Buzz ate a leaf of a lily, which is toxic. He was taken to the vet and unexpectedly diagnosed with a heart murmur. Buzz ended up undergoing surgery.
What happened? Stranguria
Dot had diarrhea and frequent urination, and the vet diagnosed her with stranguria. She's doing much better after her medication.
What happened? Gastroenteritis
Sailor started vomiting and was taken to the vet, where they diagnosed her with gastroenteritis. After being prescribed medication, she is back to her normal self.
What happened? Broken Leg
Riley fell and couldn't get up. She was taken to the vet, where X-rays revealed a broken leg, and she had to undergo emergency surgery.
What happened? Upper Respiratory Infection
After dry heaving for a few days, Kilo was taken to the vet for various tests. He was diagnosed an upper respiratory infection and prescribed medication.
What happened? Foreign Material Ingestion
Milo chewed the ties off of a pair of pants which caused him to vomit. The vet discovered a blockage in his intestine and he was taken to surgery for removal.
What happened? Heart Murmur
Buzz ate a leaf of a lily, which is toxic. He was taken to the vet and unexpectedly diagnosed with a heart murmur. Buzz ended up undergoing surgery.
Pet insurance can seem complicated, so we worked hard to make it simple. Want to learn even more? Check out pet insurance explained.
Like all pet insurers, we have waiting periods before certain coverages kick in - 2 days for accidents, 14 days for illnesses, and 6 months for cruciate ligament events. But if you opted for our preventative package, you can use the benefits in that package the day after you purchased the policy!
Anything your cat has shown signs of before the waiting periods are up is considered a pre-existing condition. We don’t cover pre-existing conditions, but we’ve got your back in case of accidents and new illnesses, as part of our base coverage.
We’ll ask you to enter your bank account information as part of submitting your claim in the Lemonade app. Once it’s approved, we’ll issue payment directly into your account.
Each pet needs their own policy, but you’ll need to set them up one at a time. After purchasing a policy for your first pet, just hit the + symbol on your Lemonade app’s home screen to get a new quote for your other furry friend.
You can request to increase your coverage within the first 14 days of your policy, and at your policy’s renewal. However, in most states, you can request to decrease your coverage at any time. All changes are subject to our underwriting team’s approval.
We want to get to know your cat so we can provide the best coverage. Medical records show vital information and help us understand whether your cat has any previous health issues, a.k.a pre-existing conditions.
We’re a public benefit corporation. After covering claims and costs, Lemonade donates to a social cause you choose — including animal welfare organizations.